Azure Pay is a Zambian financial technology and software company established in 2024.
We combine software engineering, payment integration, system architecture and ICT infrastructure services to support organisations developing or modernising their digital operations.
Our work covers the systems behind financial services: how customers are onboarded, how transactions are recorded, how lending is administered and how information moves between applications.
As the technology arm of the Azure Financial Services ecosystem, Azure Pay also contributes to platforms spanning microfinance, core banking, brokerage operations, credit intelligence, payments and SME capital access.
To build practical, secure and scalable technology that simplifies financial operations and helps organisations deliver accessible digital services.
To become a trusted financial technology and infrastructure partner in Zambia and across African markets.
A useful solution starts with understanding the organisation that will use it. We consider the workflows, users, existing systems and practical constraints that shape each project.
Applications, integrations and hosting environments influence one another. Our services bring these areas together so that technical decisions can be considered as part of the overall solution.
Financial systems handle sensitive information and important operational records. We incorporate security, access requirements and control considerations into the design process, with implementation details defined for each project.
Documentation, support requirements and maintenance are important parts of a system’s lifecycle. We help organisations consider these needs alongside development and deployment.
We apply technology to practical problems and continually look for ways to improve financial and operational processes.
We value transparency, accountability and ethical conduct in our relationships and delivery.
We aim for thoughtful design, quality implementation and solutions that serve their intended purpose.
We listen to our clients, understand their requirements and build relationships through responsive collaboration.
We treat the protection of information and systems as a core design consideration.
We support the development of digital services that can extend financial access to underserved people and businesses.
Mark leads technology strategy, platform architecture and product development. As the founder of Azure Financial Services, his work spans software engineering, fintech systems and capital markets technology.
Chimunya oversees financial strategy, regulatory engagement and government relationships, supporting the organisation’s financial direction and institutional engagement.
Winnie leads operational coordination, client onboarding and service delivery across the platform ecosystem, helping connect implementation activities with client needs.
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