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Technology services for financial operations and digital growth

Azure Pay offers services across payments, financial software, systems engineering and ICT infrastructure. These services can address a specific technical requirement or form part of a wider digital transformation project.

Seven service lines, one connected approach

Choose the service you need today. Each one is designed to work with the others, so a payment integration, a loan system and the servers it runs on can be planned together.

Connect payment channels with your operational systems
Payments and Financial Infrastructure

Collecting a payment is one part of a wider process. Organisations also need to record transactions, update balances, track settlement and reconcile incoming funds against the correct customer or account.

Azure Pay develops and integrates payment-related systems that support these connected workflows.

Typical project needs include connecting a payment channel to an existing application, reducing manual reconciliation, consolidating transaction records and designing the technical foundation for a new payment service.

The channels and functions included in each implementation depend on the agreed scope, provider arrangements and integration requirements.

payments.capabilities8 items
  • Payment gateway and API integration
  • Merchant payment aggregation
  • Mobile money and banking interoperability
  • Settlement and reconciliation engines
  • Float management and ledger tracking
  • Payment system architecture
  • Integration with business and financial applications
  • Infrastructure design for payment workloads
Bring financial records and operational workflows together
Core Banking and Financial Systems

Financial institutions need consistent records across customers, accounts, branches and financial reporting. Azure Pay develops financial systems that help connect these activities and give teams a clearer view of their operations.

We work with organisations to understand how their financial processes operate before defining the system structure and integration requirements.

banking.capabilities8 items
  • Core banking system design
  • Customer and account administration
  • General ledger functionality
  • Multi-branch operational support
  • Financial transaction records
  • Integration with lending and payment systems
  • Management dashboards and reporting
  • Configuration of institution-specific workflows
Support the lending lifecycle from application to repayment
Loan Management Systems

Loan administration involves multiple teams, decisions and records. Azure Pay develops systems that help lenders organise this work within connected digital workflows.

These systems help lending teams access the information needed to administer accounts, follow up on repayments and monitor portfolio activity.

lending.capabilities9 items
  • Digital loan applications and origination
  • Customer information capture
  • Application assessment workflows
  • Disbursement administration
  • Repayment schedule management
  • Repayment tracking
  • Arrears monitoring and management
  • Loan portfolio dashboards
  • Connections to payment and financial systems
Organise information for better-informed decisions
Credit Intelligence and Analytics

Credit assessment and portfolio management depend on information that is accessible, consistent and useful to decision-makers.

Azure Pay’s capabilities cover credit data aggregation, scoring tools, lender integrations and dashboards that help teams examine financial and operational information.

The data sources, scoring methods and reporting outputs for an implementation are defined around the organisation’s requirements and applicable access arrangements.

credit.capabilities8 items
  • Credit assessment workflows
  • Credit data aggregation
  • Scoring platform integration
  • Lender APIs
  • Portfolio analysis
  • Business intelligence dashboards
  • Management and operational reports
  • Reporting workflows for institutional requirements
Develop applications around your organisation’s processes
Custom Software and Systems Engineering

Standard software may not cover every workflow or integration requirement. Azure Pay provides custom development services for organisations that need applications shaped around their own operations.

Projects can include a new application, an extension to an existing system or an integration layer that allows separate platforms to exchange information.

software.capabilities8 items
  • Custom business and fintech applications
  • Web portals and digital onboarding
  • APIs and middleware
  • Workflow automation
  • Database architecture and optimisation
  • User interface and user experience design
  • Integration between existing applications
  • Technical documentation and system manuals
Define how the solution will work before implementation
System Design and Architecture

Clear technical planning helps teams understand how applications, data, infrastructure and operational processes fit together.

Azure Pay provides architecture and design services for organisations planning new systems or reviewing existing environments.

These services establish a practical reference for development teams, implementation partners and the organisation’s own technical staff.

architecture.capabilities8 items
  • Payment and financial system architecture
  • Enterprise system mapping
  • Ledger system design
  • Integration blueprinting
  • Process flow engineering
  • Risk and control architecture
  • Technical specifications
  • System documentation and operating manuals
Build the foundation for dependable digital operations
ICT Infrastructure and Technical Services

Applications rely on servers, networks, equipment and recovery arrangements. Azure Pay supports the deployment and maintenance of this infrastructure alongside its software and integration services.

The infrastructure approach is selected around the application, operating environment and support requirements.

infrastructure.capabilities10 items
  • Server installation and configuration
  • Network infrastructure setup
  • ICT hardware deployment and maintenance
  • POS terminal deployment
  • Cloud and on-premise environments
  • Network security and system hardening
  • Backup and disaster recovery planning
  • Technical audits and infrastructure upgrades
  • Hosting and infrastructure support
  • Monitoring arrangements for fintech workloads

Industry systems we have built

Alongside our service lines, our team has designed and built complete management systems for specific sectors, from credit reference and securities brokerage to healthcare, education and faith communities. Each can be configured around a new organisation’s processes.

Credit reference and identity intelligence
AzureCRI

A credit reference platform where licensed lenders contribute and access credit information, with trended credit insight, identity and fraud checks and automated lending decisions on one secure system.

Consumer and commercial credit reportsTrended credit historyIdentity and fraud checksAutomated decisionsLender APIsConsumer access and disputes
AzureCRI: sample screens
Broker management for securities firms
InvestIQ Broker Management System

A broker management system for stock exchange member firms. Client onboarding, order entry, matched-trade imports, contract notes, settlement tracking, exchange reconciliation and commission reporting work together in one workspace.

Client register and KYCOrder entry and working ordersContract notes in PDF and ExcelSettlement and T+3 trackingExchange reconciliationCommission and regulatory reportsPortfolio analytics
InvestIQ Broker Management System: sample screens
Patient care and hospital administration
Hospital Management System

Connects the front desk, clinicians, pharmacy, laboratory and billing around a single patient record, so hospitals and clinics can follow each patient’s journey and run daily operations from one place.

Patient registrationAppointments and queuesClinical recordsPharmacy and stockLaboratory resultsBilling and insuranceManagement reports
Hospital Management System: sample screens
Administration for schools and learning centres
School Management System

Brings admissions, attendance, timetables, assessments, fees and parent communication into one system, giving school leaders, teachers and parents an up-to-date view of every learner.

Admissions and enrolmentAttendanceTimetablesAssessments and report cardsFees and paymentsParent communicationStaff records
School Management System: sample screens
Membership administration for churches and congregations
Church Membership Management System

Keeps an accurate membership register with households, zones, groups and fellowships, children’s ministry and leadership roles. Role-based access means each leader sees only what they need, sensitive details stay protected and every change is recorded.

Membership registerHouseholds and familiesGroups and fellowshipsChildren’s ministryLeadership and rolesContributionsServices and eventsAudit trail and privacy controls
Church Membership Management System: sample screens

Delivered the way your project needs

A service can stand alone or form part of a wider programme of work.

A specific requirement

Connect one payment channel, extend an existing application or upgrade a server environment.

A new system

Design and build a lending, banking or payment system around your organisation’s processes.

A wider transformation

Plan architecture, software, integrations and infrastructure together as one programme.

Not sure which service fits?

Describe the challenge in your own words. We will help identify the services and technical considerations relevant to your project.

Discuss Your Project